A lot of entrepreneurs are asking me, Stelly, what do I invest my money in right now? During this crisis, you buy gold Bitcoin foreign currencies. How do I protect my wealth? What do I do to protect what I've built so far? And you know what the answer is most of the time. Well, first of all, I don't fucking know, right? I'm not an investment expert. I don't know what you should. You should allocate your entire wealth portfolio to be optimally protected against the global pandemic and the economic downturn that might into afterwards. I don't fucking know. But here's what I do know.

How about investing in yourself? How about instead of worrying what to do with a little bit of money that you have? How about you take that money, time, energy and you focus it on yourself? He is what? I mean, This is what I do and how I respond to my own inner little voice. The kind of internal insecurity that I have. That little voice. That little bitch that tells me you know things are going back. Maybe the US always guard collapsed. We're gonna have hyperinflation. The Fiat currency model is flawed. You know, stock markets are crazy.

The economies are going to go through a massive collapse. We have social and economic massive. You know, paradigm shifts about to happen. When have all these voices of insecurity and anxiety and inside my own head And I'm trying to figure out what should I do? Once in a while, I'll come across a piece of information somebody riding out a thesis on This is why you need to invest in gold. Gold is the gold standard and here's why Gold is gonna rise. It's gonna protect you against hyperinflation, yada yada. Here's all the options. You should get gold and then I start thinking gold. Gold? Yeah, maybe actually get some gold. That's a good idea.

And then a couple of days later, reading something about Bitcoin right? And it's like he is the thesis. While the smart money is going to Bitcoin Bitcoin Zagato go up to a 1,000,000 yada yada yada like you know what? Yeah, there should buy Bitcoin and the cycle continues and eventually I tell my inner voice to shut the fuck up and I remind myself about a couple of simple things. Number one I'm not an expert and I'm not a speculator. I'm not. I don't take joy from investing and speculating where to put my money. And I've never have made some money and investing in things. I lost the money investing in things, But I'm not necessarily at the court in investor, at least not up until this point. Which means like actually having joy and having a unique point of view and creating my unique pieces and feeling, at least that I'm ahead of the curve number if I win or lose. It's just not my world.

It's not the thing that I'm most passionate about. That's one number to doing what everybody else does. Or acting based on some article, a tweet storm or our advice that some other friend gives me that's not an expert in the field is not necessarily a good idea, right? I don't have an original point of view. I'm just falling the herd impulsively, intuitively, emotionally, not intuitively, emotionally and impulsively. That's the word I was looking for, and that never leads to great outcomes. The next thing I remind myself is that the, you know, for most people, for most entrepreneurs, let's talk about that when you talk about entrepreneur, specifically the people that I talk to for many of them, if

not most of them. If you look at the cash, they have the stock investments. They have their equity

in their business. If you look at kind of the entire wealth portfolio, most of the people that I

interact with day in, day out, still in the building waste wealth face they're not in the protecting wealth or diversifying well face off their life. And so, having conversation about where, you know, should I take my whatever it is 100,000 in cash and buy gold or changed and by foreign currencies get a get together like

I don't want to come across as a douchebag, but but there's a point where it's like when we're talking about 100,000 or 10,000 or I know this is a lot of money, but at that level, when you're below a 1,000,000 let's say at least taking that money. The 100 kids 200 k In worrying about perfect allocation, how much gold, How much cash, How many bonds, How much stock? Maybe some real estate? May that what's the best thing to protect my world against these uncertain times. If you're young, if this is not the part of your life where you live off that money in my mind, it's a waste of time. The numbers are too small toe worry and invest and work so hard in protecting it. What I tell myself, what I do with my wealth.

What I advise you to do is take the money that you have. Take the wealth. You have the energy, especially your time and energy and invested in yourself. How can I grow myself? Maybe there's courses I should study, things I should learn. Maybe there are now. Maybe now is an opportune time to start a side business, right? Maybe now is the time to take some of that money and build that app or start your blog's or invest in a YouTube channel or run some ads for that e commerce store that you have neglected me. Now is the time to start it e commerce store and start selling things online or start a little software business. Yeah, you know, built something a small business. Maybe now is the time to invest in writing your book,

but not just writing it. Maybe now you take that money and you, you know, less expensively get artwork and get somebody to do the editing and publish or print a bunch of these books and start promoting them. Right? Maybe

now's the time to invest in yourself, take some of that money and put it in an asset that is not a speculative

as our currency is gonna go up and down. Is gold going to go up and down? What about oil prices? What about the global economy? How about investing in yourself in something where if you grow, that's yours that is yours through the highs and lows. You can take that with you, right? At least in experiences and skill sets and knowledge and wisdom trying new things Experiment. Now is the time to start new revenue streams. To start a side business to take a site visit, you had and really invested run ads, right? If you take some risk, takes a risk on you, especially if you're not an expert, especially if this shit doesn't give you joy and would stress you out even more.

You start investing these speculative financial products and then all all day long, give to track them on your phone. And when they go down, more exciting, more stress. Fuck all that. Fuck! Fuck that shit. And I have had this conversation with multiple friends. You know, I have family members that have $5000 to their name on the side and then worry all day long how to allocate those $5000 because they're afraid of hyperinflation, you know, Should we buy some bit a Bitcoin? You know, we buy in a tiny penny of gold and put that on our mattress. I don't wanna look,

Donna, that those are people I love, but if you have 5000 dollars or euros, you know it's pointless. Take that money. How about taking that money and starting in e commerce business was starting selling something on eBay. Start buying a bunch of things and try to sell them on eBay. But take that money and spend it on a course. Or take that money and run ads for your business

right now that that ad inventory and prices for heads are going down, how about taking the money and investing in you versus trying to be a financial, you know, investor and speculator during uncertain times

when that's not your business, that's not your world. And I told this to another friend who was telling me about some real estate investment thing that he learned about from another friend and how this is a perfect time and he's gonna take some money from his parents and some of his money. And it's gonna pull together some money from friends and family to invest in this real estate deal. And this is a young person that's an entrepreneur. And I was like, Why don't you take that money and investing yourself? Why don't you take that money and put that in the business that you run? The e commerce business you're running will take that money and run a new business? The new business you've been telling me about that you've meaning to start. Here's the deal. It's probably always a good time to invest in yourself. When things are good, you should take all that and investing yourself with times are bad. You should invest in yourself, maybe as the time of life, the timeline of life and the risk appetite, your growth potential at some point in

life is flattening out. And you're like, you know, now I'm in a phase in my life where I want to live off my wealth and I want to relax and I would not wanna live off my current capabilities. I'm not gonna have another 10 20 year career. The trajectory that goes up. Maybe that's the

time to start allocating to protect what you have to be conservative to spread it, to diversify it so you're not overly exposed in in in one asset group. But if you're in your twenties or thirties, your entrepreneurial this is not the time to worry about what stocks to buy. Would you know what, what gold to buy a Bitcoin and how to protect your cash or any of your other well, that you've built so far, No matter how meaningful that wealth seems to you in my mind, take that money investing. Use have asked yourself, How could I invest everything? I have a good amount of chunk off the money that I have that I'm afraid off, you know, might be worthless if the world goes down the drain. How can I take some of that money now? and invested in something that won't go down the drain When the world collapses, which is myself,

how can I invested in skills and experiences in knowledge, in income streams for myself, Invest in you? And if you like any kind of ideas around that said, many melts Stelly, FDA gmail dot com or Stelea close dot com. Tell me who you are. Tell me about your money and

your worries and the ideas you had of investing it, and I'll give you some ideas of how to invest in it in yourself in ways that I believe will pay much higher returns in your future.