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He tore his quadriceps muscle very early on and endured kneecap issues on the other leg. Two bad injuries at the same time meant he had to use his hiking poles as crutches.

The income is completely secondary. Seeing her vision and brand that reflects her values has been incredibly satisfying. She is able to handle people vs. money as she wants to.

The seeds of that person were always there when Jonathan was young. He has always felt like an outsider.

Give society something it wants, but does not yet know how to get.

His family was hit or miss. Some of them were very encouraging and then there were other people who were not.

Lack that happens to you is out of your control, but each person can work on maximizing their personal luck.

Sahil didn't just watch "The Social Network" and move to Silicon Valley to start a company. Instead, he spent time to build apps, to write about them, to share them. He took time to advice strangers, without looking for anything in return. That led to him getting a job at Pinterest, brought him closer to the valley, connected him with founders and investors, and eventually opened all the right doors.

Friends become friends over time.
Same way, luck converts over time.

High endeavor, uncertain outcome, total commitment, tolerance for adversity, and great companionship. Addressing all five of these is when our values create max internal alignment.

As Belinda moaned louder, he hummed louder as well. Belinda wondered if they were in unison.

Think and make decisions. Everything else, such as the execution, you don’t get graded on by others.

Earnin is using the smart phone to analyze whether their users are actually working or not, and therefore able to trust their users to pay the money back. Traditional loan businesses have no visibility like that and therefore have to charge very high fees to pad their loses.

Talk to your customers, but don't just ask them to look at your product, do a problem interview instead.

Try to see a is this a real problem for them? How big of a problem is it? Like, dude, this is the biggest issue in my life right now or it's nice to have; you can suss that out by trying to figure out. Okay, so what have you done to try to solve this? If they don't really say anything? Well then it's probably not actually that big of a problem. They haven't been trying to solve it. If they've tried like eight solutions and none of it's working and they just banging their head against the wall, you know, it's a real problem. And so you try to figure out the problem.