Do Arca Clients Use the AI Directly?

Aman Singh says Arca clients do not really interface with the AI directly. The role of AI at Arca is not to replace the advisor. It is to replace all of the work around the advisor. Clients experience a level of service that has not been possible in the industry before, delivered through the empathy and care of a human advisor.

He leads the AI platform team and is building the harness and the capabilities to run the business with AI. Arca is the firm itself, not a SaaS company. Agents prompt people more than people prompt agents, and a proactive service runs for clients 24-7. The work covers financial advice, financial planning for assets, tax planning, insurance, and estate planning as people get wealthier. Someone who just sold a business gets help thinking through partners and complexity. Large technology executives get a real plan for retiring early. Small families get help finding a first home. Richard MacManus puts a recent raise at $64 million for the AI native wealth management firm, at the AI Engineer New York Conference 2026.

Machinery behind every client keeps asking what the market is doing and how it affects the client, what else is going on in life, and how the textures of life change the finances. The AI does the back office work, so the firm can be way more proactive, way more responsive, and deliver a better level of client service.